Emilio Sosa
Mortgage Loan Officer
NMLS ID 1820552
22 Cortlandt Street
24th Floor
New York, NY 10007
Office: 212-238-2697
Fax: 212-416-7303
Email: ESosa@nymcu.org
Business Hours: By appointment.
Can provide service to MCU members in: English, Spanish
“As a dedicated mortgage loan
officer, I am driven by a passion for exceptional customer service and a
commitment to fostering financial empowerment. My approach to home purchasing
and refinancing goes beyond transactions; it's about providing the right advice
to suit each client's unique needs, ensuring they attain not only a mortgage
that works for them but also the path to long-term financial freedom and
generational wealth. With every interaction, I strive to live up to our
company's ethos of 'Find a Mortgage That Works for You.' Let's embark on this
journey together and shape a brighter financial future.”
Apply Now!
Apply for your MCU mortgage online and get an answer back in minutes.
Already started the application process?
Finish an application you’ve already started.
Still want to have personal assistance?
You can call or email one of our mortgage professionals to answer any of your questions or to ask for advice.
Close on your mortgage quickly.
We can get your mortgage approved in minutes, rather than days or weeks!
Preapprovals!
We offer Preapprovals, so you can shop for your home knowing that you can afford the mortgage.
Confused about which program to choose?
We offer a variety of loan options to choose from including fixed rate mortgages and adjustable rate mortgages. We offer easy to understand explanations of each program on the site and a Loan Originator is always just a call or e-mail away!
Calculators
How much would my monthly payment be?
Today's Rates
| Conventional | ||
| Conf 30 Fixed | ||
| Rate | APR | Points |
| 6.875% | 6.950% | 0.000% |
| Conf 15 Fixed | ||
| Rate | APR | Points |
| 6.375% | 6.495% | 0.000% |
